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✦ Free Interactive Study Tools

Everything You Need to Study Abroad

17 free tools designed to simplify your journey — from IELTS prep to PR pathways, visa checklists, SOP builder, intake calendars & AI counsellor.

Study Tools

Select a tool to explore

  • 🧮
    IELTS CalculatorBand estimator
    ›
  • 🌍
    Country ComparatorCompare destinations
    ›
  • 💰
    Cost of LivingBudget planner
    ›
  • 📝
    SOP BuilderAI-powered draft
    ›
  • 🏦
    Loan CalculatorEMI & interest
    ›
  • 📅
    Visa ChecklistCountry-specific docs
    ›
  • 🎯
    Course MatcherFind your program
    ›
  • 📄
    Docs ChecklistApplication documents
    ›
  • 🏆
    Scholarship FinderFind funding
    ›
  • 🎓
    University MatcherMatch universities
    ›
  • 🤖
    AI CounsellorAsk anything
    ›
  • ✈️
    Pre-Departure GuideReady to fly?
    ›
  • 🛂
    PR Pathway PlannerPoints calculator
    ›
  • 📅
    Intake CalendarDeadlines & intakes
    ›
  • 📊
    English Test ComparatorIELTS vs PTE vs TOEFL
    ›
  • 💼
    AI Cover LetterPart-time job writer
    ›
  • 🧾
    Budget PlannerPlan vs actual spend
    ›
🧮
Tool 1 of 17 · Free

IELTS Band Score Calculator

Estimate your overall IELTS band & get AI improvement tips

Enter Your Section Scores

Overall Band Score
6.0
Upper-Intermediate

🎯 Score Requirements by Country

CountryMin BandVisa Req
🇬🇧 UK6.0-7.0B2 Secure
🇦🇺 Australia6.0-7.06.0 each band
🇨🇦 Canada6.5No band <5.5
🇺🇸 USA6.5-7.5Univ dependent
🇮🇪 Ireland6.0-6.5Varies by course
🇩🇪 Germany6.0Or TestDaF/DSH
🇳🇿 New Zealand6.05.5 min each band
🇫🇷 France6.0Or DELF/DALF

📚 Akbar Study IELTS Prep

Our expert trainers have helped 70%+ students achieve 7+ bands. Flexible batches in Mumbai, Calicut & online.

🌍
Tool 2 of 17 · Free

Study Destination Comparator

Side-by-side comparison of 9 top study abroad countries

Select countries to compare (2-4):
🇬🇧 UK 🇦🇺 Australia 🇺🇸 USA 🇨🇦 Canada 🇮🇪 Ireland 🇩🇪 Germany 🇫🇷 France 🇳🇿 New Zealand 🇦🇪 UAE

🏆 Most Popular for Indian Students

  • Canada — PR pathway & 3-yr PGWP work permits
  • UK — 2-yr Graduate Route visa post-study
  • Australia — Post-study work 2-4 years
  • Germany — Free/low tuition public universities
  • Ireland — English-speaking, EU job opportunities
  • New Zealand — Excellent quality of life & PR path

📊 Key Factors to Consider

  • Post-study work visa length
  • PR & immigration pathways
  • Tuition & living costs (INR)
  • Part-time work rights (hrs/week)
  • University QS rankings
  • IELTS/PTE/TOEFL requirements
  • Scholarships available
💰
Tool 3 of 17 · Free

Study Abroad Cost of Living Calculator

Estimate monthly expenses across 9 countries

Configure Your Budget

💡 Cost-Saving Tips

  • Apply for scholarships early (save Rs.10-50L)
  • Choose university accommodation (cheaper + safe)
  • Cook meals at home — save up to 40% on food
  • Use student discounts on transport & entertainment
  • Work part-time: 20 hrs/week on student visa
  • Germany & France have near-zero tuition fees

🏦 Education Loan Partners

Akbar Study connects you with 16+ leading banks & NBFCs for education loans up to Rs.1.5 Cr — no collateral for top universities.

📝
Tool 4 of 17 · AI Powered

AI Statement of Purpose (SOP) Builder

Generate a personalized SOP draft using AI in seconds

📋 Your Profile

AI is writing your SOP draft...

✅ SOP Do's

  • Start with a compelling hook/story
  • Name specific professors or labs
  • Link past experience to future goals
  • Explain why THIS university
  • Keep it 800-1200 words

❌ SOP Don'ts

  • ✗ Don't copy templates
  • ✗ Don't use "since childhood" phrases
  • ✗ Don't exaggerate or misrepresent
  • ✗ Don't just repeat your CV
🏦
Tool 5 of 17 · Free

Education Loan EMI Calculator

Calculate EMI, total interest, and repayment schedule

Loan Parameters

🏦 Top Education Loan Providers (2024)

  • SBI Scholar Loan — up to Rs.1.5 Cr, 8.85% p.a., no collateral for IITs/NITs
  • HDFC Credila — pre-admission sanction, competitive rates, quick processing
  • Avanse Financial — 50+ countries, 0% processing for Akbar Study students
  • ICICI Bank — up to Rs.1 Cr, doorstep service
  • Axis Bank — dedicated education loan desk, fast approval
  • IDFC First Bank — up to Rs.1 Cr, 10% onwards

✅ Section 80E Tax Benefit

Under Section 80E of the Income Tax Act, the entire interest paid on education loans is fully deductible for 8 years — no upper limit. This makes education loans highly tax-efficient for working professionals.

📅
Tool 6 of 17 · Free

Student Visa Document Checklist

Country-specific visa requirements — tick off as you prepare

Select country visa:

🇬🇧 UK Student Visa Checklist

Documents prepared0%

⚠️ Common Visa Rejection Reasons

  • ✗ Missing or incomplete financial documents
  • ✗ Insufficient funds in bank statement
  • ✗ CAS / Offer letter issues
  • ✗ Below minimum IELTS band score
  • ✗ Weak ties to home country
  • ✗ Incorrect or outdated forms
🎯
Tool 7 of 17 · Free

Study Destination Finder Quiz

Answer 6 questions to discover your ideal country & program

Question 1 of 617%
What is your highest qualification?

💡 Why This Matters

Your qualification determines which level of study you are eligible for and which countries accept your profile.

📄
Tool 8 of 17 · Free

University Application Documents Guide

Complete checklist for UG, PG, MBA & MBBS applications

Documents Ready0%

⏰ Application Timeline

12 monthsStart IELTS/TOEFL prep, research universities
9 monthsShortlist universities, begin SOP writing
6 monthsSubmit applications, collect LORs
4 monthsAccept offer, arrange funds, apply for visa
✈️ DeparturePre-departure briefing + travel

📬 LOR Tips

Ask professors/employers 2-3 months in advance. Provide your SOP and university details. Follow up politely 2 weeks before deadline.

🏆
Tool 9 of 17 · Free

Scholarship Finder

Discover scholarships across 9 countries — filter by destination, level & field

🎓
Tool 10 of 17 · Free

University Match Finder

Enter your profile → get matched with top universities from our 700+ partner network

🤖
Tool 11 of 17 · AI Powered

AI Study Abroad Counsellor

Ask anything about studying abroad — visa, universities, costs, IELTS & more

Quick questions — click to ask:
AI is researching your question...
✈️
Tool 12 of 17 · Free

Pre-Departure Checklist

Everything you need to do before flying abroad for studies

Tasks Completed0%

📋 Before You Leave India

📱 Essential Apps for Students Abroad

  • Google Maps — navigation in new city
  • Revolut / Wise — forex card, low fees
  • Splitwise — split expenses with flatmates
  • Too Good To Go — cheap food (UK/EU)
  • Student Beans / UNiDAYS — student discounts
  • WhatsApp / Teams — stay connected with family
  • NHS App (UK) — health appointments

💰 Forex Card Recommendation

Load your Forex card before leaving India — it's cheaper than exchanging at airport. Preferred: BookMyForex, Thomas Cook Forex, HDFC Multicurrency Card. Keep backup cash of $200-300.

🛂
Tool 13 of 17 · Free · Premium

PR Pathway Planner

Estimate your PR points for Canada, Australia, UK & New Zealand

🌟 PR Tips for Indian Students

  • Canada Express Entry — CRS 480+ gives near-certain invite. PGWP + 1yr Canadian work exp adds big points
  • Australia SkillSelect — 65 pts minimum. 70-80 gives strong chance. State nominations add 5 pts
  • UK Skilled Worker — Salary threshold £38,700 (2024). Shortage Occupation roles easier to qualify
  • New Zealand SMC — 160 pts needed. NZ job offer adds 50+ pts instantly

📋 Typical PR Timelines

Canada: 6-18 months post-graduation via Express Entry. Australia: 1-2 years via 485 visa + state nomination. UK: 5 years continuous residence. NZ: 2-3 years post-study work visa then SMC application.

📅
Tool 14 of 17 · Free · Premium

University Intake Calendar 2025-2026

Application deadlines, intake months & key dates across 9 countries

⚡ Strategy Tips by Intake

  • Apply 9-12 months early for best university choices
  • UK Jan intake — smaller, less competition, faster offers
  • Australia Feb — ideal for Indian final-year students
  • USA Aug/Sep — only main intake, plan 12+ months ahead
  • Germany Oct — main intake, apply 6-8 months early
  • Canada Jan intake — excellent for Dec board graduates

🗓️ 2025-2026 Key Dates for Indian Students

  • Jan-Mar 2025 — Apply for Sep 2025 UK/Canada/Australia
  • Apr-Jun 2025 — Apply for Jan 2026 UK/Canada intake
  • Jul-Aug 2025 — Apply for Feb 2026 Australia intake
  • Sep-Oct 2025 — Apply for Apr 2026 Germany/France
  • Nov-Dec 2025 — Apply for Sep 2026 all destinations
📊
Tool 15 of 17 · Free · Premium

English Test Comparator

IELTS vs PTE vs TOEFL vs Duolingo — find the best test for you + score converter

🔄 Score Converter

🏆 Which Test Is Best for You?

IELTS Academic
Best for: UK, Australia, Canada, NZ, Ireland. Universally accepted. IDP & British Council centers across India.
PTE Academic
Best for: Australia, UK, NZ, Canada. Fully computer-based. Results in 48 hrs. Popular for fast re-attempts.
TOEFL iBT
Best for: USA, Canada, Germany. Strong for US universities. American English. Home edition available.
Duolingo English Test
Best for: Budget option. Cheapest ($65). Results in 48 hrs. NOT accepted for visa purposes — for university admission only.
FeatureIELTSPTE AcademicTOEFL iBTDuolingo
Score Range0-9 bands10-90 pts0-120 pts10-160 pts
Fee in IndiaRs.16,250Rs.15,900Rs.16,900~Rs.5,400
Results In3-5 days48 hours4-8 days48 hours
Duration2 hr 45 min2 hours2 hours1 hour
FormatPaper + ComputerComputer onlyComputer / HomeHome only
UK Universities✅ Yes✅ YesMostLimited
Australia Visa✅ Yes✅ Yes✅ Yes❌ No
Canada Study Permit✅ Yes✅ Yes✅ Yes❌ No
Score Validity2 years2 years2 years2 years
Re-attempt WaitAfter 3 daysAny timeAfter 3 daysAfter 30 days (x3/yr)
💼
Tool 16 of 17 · AI Powered · Premium

AI Cover Letter Writer

Generate a professional cover letter for part-time jobs, internships & graduate roles abroad

📋 Your Details

AI is writing your cover letter...

💡 Part-Time Work Rights by Country

  • UK — 20 hrs/week term time, full-time in holidays
  • Australia — 48 hrs/fortnight (~24 hrs/week)
  • Canada — 20 hrs/week off-campus; unlimited on-campus
  • Ireland — 20 hrs/week term, 40 hrs in holidays
  • Germany — 120 full days or 240 half-days per year
  • New Zealand — 20 hrs/week during term
  • USA — On-campus 20 hrs only. CPT/OPT for off-campus

📱 Top Job Portals Abroad for Students

  • UK — Indeed, Reed, StudentJob.co.uk, Gumtree
  • Australia — Seek.com.au, Indeed AU, Jora
  • Canada — Indeed CA, LinkedIn, JobBank.gc.ca
  • Germany — Xing, LinkedIn, StepStone, Studentjob.de
🧾
Tool 17 of 17 · Free · Premium

Student Monthly Budget Planner

Plan your budget, track actual spending, and get AI savings advice

🎯 Planned vs Actual (local currency)

Planned Actual
🏠 Rent
🍔 Food
🚌 Transport
📚 Study
🎭 Leisure
📱 Phone
🏥 Health
Enter amounts in local currency (£ / $ / AUD / CAD etc.)

💡 Top Student Money-Saving Tips

  • Cook at home — saves 40-50% vs eating out
  • Buy monthly travel pass — 30% cheaper than single tickets
  • UNiDAYS & Student Beans for 10-50% discounts everywhere
  • Aldi/Lidl (UK/EU) or Walmart/No Frills (Canada) for groceries
  • University library — free textbooks, avoid buying all books
  • Part-time work 15-20 hrs/week covers most living costs
  • Wise app for India-to-abroad transfers — saves 3-5% vs banks

💰 Part-Time Earnings Guide

UK: £11.44/hr x 20 hrs = £914/mo. Australia: AUD 24.10/hr x 24 hrs = AUD 580/mo. Canada: CAD 16-17/hr x 20 hrs = CAD 330/mo. Ireland: €12.70/hr x 20 hrs = €1,016/mo. Part-time work covers 40-70% of living costs!

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